zinc-financial-inc - Lender Search

Zinc Financial Inc

1525 E Shaw Ave

Fresno, California 93710

About Us

ZINC Financial, with nearly 20 years experience and over a billion in funding, is one of the largest Private Money Lenders for Fix & Flip / Bridge, DSCR / Rental and Ground Up Construction. Operating nationally, ZINC is a balance sheet lender with its own capital allowing funding from our own cash on hand. This allows ZINC to meet the needs of real estate investors requiring "Speed, Ease & Reliability" from a true balance sheet lender.

Fix & Flip/Bridge
DSCR/Rental
Ground Up Construction

Welcome & thank you for selecting ZINC to fund your next Real Estate Investment transaction.

What We Offer

Loan Types

Fix & Flip
Bridge
Stabilized Purchase
Ground Up Construction
Cash Out Refinance - Stabilized

Rates

8.99% - 11.99%

Lending Territory

Nationwide

Closing Times

1-30 Days

Loan Purposes

Business Purpose

Borrower Types

Entity
Individual

Credit Requirements

660+

Documentation

Bank Statements

Cltv

Loan Amounts

$100K - $2M

Fees

0.5% - 2%

Property Types

SFR-4

Loan Terms

9 Months - 30 Years

Occupancy

Non Owner Occupied

FICO Requirements

660+

Case Out Requirements

Cash Out to 65%

Lien Position

Who We Are

Thanks to ZINC, I was able to close my deal successfully and on time. Their exceptional customer service and commitment to going above and beyond have made them my go-to partner for all future deals.

Mark

I have used ZINC on multiple occasions, from rehab to purchase to refinance. Their work is fast and reliable. They closed my loan in as little as 5 days. Amazing teamwork! Definitely will use them on all future purchases.

Kim

ZINC was very helpful in getting our loan. They had the best communication from a lender that I’ve experienced. Even after we closed, ZINC helped us with any questions we had. Anytime we have needed a pre-approval letter or wanted to know terms for a specific property, they have gotten it to us quickly.

Asad