Unitas Funding LLC

25 Commerce Dr., Suite 330
Cranford, NJ 07016

About Us

At Unitas, we’re more than a lender we’re a long-term partner in your real estate journey.

As the direct lending arm of a capital partner with over a decade of industry experience and $5.0B in funded short term and collateral based loans, our real estate investment lenders have helped thousands of investors grow their portfolios with confidence. Our strong capital backing, personalized approach, and deep market expertise have positioned us as a trusted ally for both first-time and seasoned real estate professionals.

Our mission is to simplify the real estate investment lending process by providing clarity, education, and transparency, so our clients can focus on what they do best: investing.

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What We Offer

Loan Types
  • Fix & Flip
  • Fix & Hold
  • Ground-Up Construction
  • DSCR
  • Credit Facilities
  • Warehouse Lines
  • Multifamily
Rates
  • 5.75% - 12.99%
Lending Territory
  • Nationwide except: ND SD UT OR
Closing Times
  • 5-20 Days
Loan Purposes
  • Purchase
  • Refinance
  • Construction
  • Bridge
  • Cross-Collateral
Borrower Types
  • Non-Owner Occupied Investment
Credit Requirements
  • 600+
Documentation
  • Asset Based
  • Debt Service
Cltv
  • 92.5
Warehouse Line Amounts
  • $1B
Loan Amounts
  • $75,000 - $6,000,000
Max Ltv
  • 90%
Property Types
  • SFR
  • Condo
  • Townhome
  • 1-4 Units
  • 5-25 Units
  • Multifamily
  • Mixed-Use
Loan Terms
  • 6 mo's - 360 mo's
Occupancy
  • Non-Owner Occupied
FICO Requirements
  • 600+
Lien Position
  • 1st

Who We Are

Unitas Funding made the refinancing process on my investment properties incredibly smooth. Their team understood my portfolio structure right away and found solutions where other lenders couldn’t. I felt supported from start to finish, and the terms they secured helped me scale faster than I expected. Highly recommend working with them.

Chris Mollitor

I’ve closed multiple deals with Unitas Funding over the last few years, and every experience has been consistent fast communication, competitive terms, and true investor focused service. They’re not just a lender; they’re a long term partner.

Bryan Simon

Refinancing 10+ properties at once seemed impossible until I connected with Unitas Funding. They coordinated everything perfectly, stayed on top of every moving part, and delivered terms that exceeded my expectations. Their experience with investor portfolios really shows.

Rich Nagle