The Ivy Investments

355 S Grand Ave., Suite 3741
Los Angeles, CA 90071

About Us

One of the true "Asset and Equity Based" Lenders left! We look at everything from a "make sense approach". Our equity-based approach prioritizes the intrinsic value of real estate assets over traditional bureaucratic metrics, without strict FICO or LTV based underwriting guidelines. If there is equity, ability to repay, and a clear exit strategy, we are confident we can assist. With a nationwide coverage area, we focus on high-potential commercial properties, including commercial, new construction, hospitality, industrial, cannabis-related and specialty properties. We will be completely candid about our ability to finance your deal. Most decisions are made in 24-48 hours and most fundings take 1-2 weeks. We value our brokers!

Contact The Ivy Investments

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What We Offer

Loan Types
  • Non-QM
  • Commercial
  • Construction
  • Bridge
  • Asset Based
  • No-Doc
  • Non-Recourse
  • Equity Based
  • DSCR
  • Cash out Refinance
Rates
  • 7.8% - 11% I/O
Lending Territory
  • ALL OF THE CONTINENTAL UNITED STATES, INCLUDING RURAL AREAS
Closing Times
  • 10-21 DAYS ON A CASE BY CASE BASIS
Loan Purposes
  • Purchase
  • Refinance
  • Construction
  • Cash-Out
  • Bailout
  • Bridge
Credit Requirements
  • NOT A FACTOR, AS LONG AS THERE IS NOT A PATTERN OF DISREGARDING OBLIGATIONS OR CONTINUTAL BK FILING
Documentation
  • Bank Statements
Cltv
  • 105%
Warehouse Line Amounts
  • Up To $20M
Loan Amounts
  • $500k - $22M
Max Ltv
  • 90%
Fees
  • 1.5% ADDED TO COST OF THE LOAN, ABSOLUTELY NO UP FRONT FEES WHATSOEVER
Property Types
  • Commercial
  • Industrial
  • Specialty
  • Luxury Residential
  • Multifamily
  • Hospitality
  • Raw Land
Loan Terms
  • 12-36 Months
Occupancy
  • Non-Owner Occupied
FICO Requirements
  • None
Cash Out Requirements
  • $500K - $22M

Who We Are

Honestly speaking they handled my commercial refi well. No upfront fees which was a relief. The team was responsive and we closed on time. Would recommend to others.

Richard Charles

I was unsure if we could get funding for a boutique hotel in this market. But they specialize in hospitality assets. They understood the vision and provided the capital we needed. The velocity of the transaction was impressive. No delays or surprises. Really professional group. Highly recommend for commercial deals.

Devin Acevedo

My FICO score was low but the property had good equity. They approved the loan based on that. Supper easy process and the rate was decent. Glad I found them.

Frederic Balacz