Ternus Lending

6230 Fairview Rd. Suite 230
Charlotte, NC 28210

About Us

Ternus is a private money lender delivering fast, dependable financing tailored for real estate investors.

Loan options include Fix & Flip, DSCR Single-Family and Portfolio, Bridge, Wholetail, and Transactional Loans. Eligible properties may qualify for up to 100% LTC with no credit check and no appraisal. The process is simple, transparent, and built for real investors, by investors who know your hustle.

Contact Ternus Lending

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What We Offer

Loan Types
  • Hard Money
  • Investment Property
  • No Tax Returns
  • No Income Verification
  • DSCR
Lending Territory
  • Nationwide except Alaska, Arizona, California, Hawaii, Michigan, Minnesota, Nevada, Oregon, Rhode Island, and Vermont
Closing Times
  • As little as 24 Hours
Loan Purposes
  • Purchase
  • Refinance
  • Cash-Out
  • Delayed Purchase
Borrower Types
  • LLC
  • Sole Prop.
  • Corporation
Credit Requirements
  • 660 Min
Loan Amounts
  • $50K - $1.5M
Max Ltv
  • 100%
Property Types
  • SFR
  • 2-4 Unit
  • Townhomes/Condos
Lien Position
  • 1st

Who We Are

Ternus has handled multiple acquisitions for me in the last 12 months. Amazing processing, advice, insight and service. Their AE’s are very knowledgeable, and think several steps ahead in every transaction I have been involved with to set the right expectations.

Jake Preston

Fastest and easiest money possible. Ternus has built something great here and I’m grateful to have found a lending partner for my future projects.

JP

What We've Done

done deal image
  • Fort Worth, TX.
  • $280,000
  • Wholetail
  • SFR
done deal image
  • San Antonio, TX.
  • $144,900
  • Fix & Flip
  • SFR