Spectra Lending transforms complex commercial real estate lending into straightforward, streamlined experiences. We're a technology-first balance sheet lender specializing in $1-15MM short-term commercial real estate loans with closing timelines as fast as 5 days from a signed term sheet. Our proprietary digital platform eliminates the traditional back-and-forth processes that slow down deals, delivering immediate soft quotes and seamless execution where others create confusion and delay.
We speak directly, value your time, and make sophisticated lending feel effortless. No lengthy waits. Just straightforward, reliable execution for CRE brokers, property operators, and investors who need certainty when deals are time-sensitive.
While many of my communications with lending partners involve long, drawn-out emails that can stretch over multiple days, I know I can immediately pick up on the phone and call Landon with a potential deal. We can discuss the nature of any project and reach a resolution on its attractiveness as a fit almost instantaneously.
Michael Pasquale, Yes Lending
Spectra Lending played a critical role in helping our client secure $2,560,000 to refinance two Dollar General locations in New Jersey that were in default. Their expertise, speed, and professionalism made all the difference in getting the deal done. Spectra Lending was both creative and accommodating in addressing the client’s unique situation here. I found the entire team to be professional, transparent, and consistently supportive throughout the entire process.
Dijon Tamaya, DIT Capital Advisors
As a repeat borrower, my experience with Spectra Lending has been outstanding. Their team is knowledgeable and professional and knows how to get deals done - and done quickly. Their post-closing service is just as impressive.
Jeremy Hamilton