OneTrust Home Loans

3838 Camino Del Rio N. Suite 305
San Diego, CA 92108

About Us

We understand that our partners need to remain competitive in this ever-changing market, so we strive to provide the most comprehensive Non-QM products available and are dedicated to providing an industry-leading level of service and support. 

As a wholesale lender we take Non-QM to the next level. 

Our Non-QM products encompass a wide range of loan types, including Bank Statement programs, Asset Depletion programs, Investor-DSCR programs, Alt Doc programs and more. Our experienced staff knows how to navigate the complexities associated with these products so you can close more loans while keeping your borrowers happy.  Service is everything!®

 

What We Offer

Loan Types
  • Non-QM
  • Bank Statements
  • Investor Cash Flow - DSCR
  • 1099 Income
  • P&L
  • Foreign National
  • Asset Qualifier
  • Jumbo
  • Alt-Doc
  • Rental
Lending Territory
  • Nationwide except New York
Loan Purposes
  • Purchase
  • Rate/Term Refinance
  • Cash-Out Refinance
Property Types
  • SFR
  • Condo/Townhome
  • Duplex/Triplex/Fourplex
  • Non-Warrantable Condos
  • Condotel
Occupancy
  • Owner Occupied
  • Non-Owner Occupied
  • 2nd Home
FICO Requirements
  • 660
Loan Amounts
  • $150K - $3M
Max Ltv
  • Purchase 90%
  • Refinance 90%
  • Cash-Out 80%

Contact OneTrust Home Loans

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