Ocean Capital

2 Altieri Way
Warwick, Rhode Island 02886

About Us

Ocean Capital, a division of Home Loan Investment Bank, is a nationwide small business lender that offers financing to borrowers through government guaranteed SBA loans and USDA loans.

What We Offer

Loan Types
  • Commercial Prime Mortgage
Lending Territory
  • Nationwide
Closing Times
  • 45 Days
Loan Amounts
  • $250K - $5M
Max Ltv
  • 85% Max
Loan Purposes
  • Purchase
  • Refinance
  • Partner Buyour
Borrower Types
  • Must be for profit
Documentation
  • Full doc as req by SBA/USDA
Fees
  • SBA or Guaranty Fee
Property Types
  • All
Loan Terms
  • 25 year terms with real estate
FICO Requirements
  • 660+
Lien Position
  • 1st

Contact Ocean Capital

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