Groundfloor Lending

1201 Peachtree St NE
Atlanta, GA 30361

About Us

Our mission is to create a world where everyone can bring their real estate vision to life.

We provide real estate investors with fast, flexible financing for a variety of projects, including fix-and-flip, new construction, bridge, and DSCR loans.

Why choose Groundfloor Lending?

  • Fast real estate loans with competitive rates starting at 9%
  • True deferred payments - no payments until loan repays
  •  Points and fees are financed into the loan
  • 6 - 24 month terms
  • Loan sizes from $75,000 to $5 Million+
  • Five-year lookback on experience
  • Minimum property value of $50,000
  • No hard credit pulls
  • No tax returns 

Contact Groundfloor Lending

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What We Offer

Loan Types
  • Non-QM
  • Fix & Flip
  • New Construction
  • DSCR
  • Bridge Loans
Lending Territory
  • AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, IL, IN, KS, MD, MA, MI, MN, MO, NH, NJ, NC, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WI
Closing Times
  • 5-7 Days
Loan Purposes
  • Purchase
  • Refinance
  • Buy-and-Hold
Borrower Types
  • Operating through an LLC with a minimum property value of $50,000
Credit Requirements
  • 640+
Documentation
  • No tax returns or bank statements required
Loan Amounts
  • $75K - $5M
Max Ltv
  • 80
Property Types
  • SFR
  • 1-4 Unit Residential
  • BTR
  • 5+ Unit
Occupancy
  • Non-Owner Occupied
Lien Position
  • 1st & 2nd