Gelt Financial LLC

6401 Congress Ave Suite 215
Boca Raton, Florida 33499

About Us

Gelt Financial LLC was founded in 1989 to help both borrowers and brokers finance their real estate. With loan amounts from $100K-$5M on vacant, non-owner occupied, and owner-occupied properties, Gelt Financial funds both purchases and refinances. Additionally, Gelt provides creative financing including debtor-in-possession financing, 2nd mortgages, bankruptcy take out, and joint venture equity. Gelt Financial specialized in time sensitive situations, has no credit requirements, limited documentation requirements and understands hairy situations. Deal directly with the decision-makers and close in less than 10 days!

Since it’s founding, Gelt has closed over $1B+ in commercial mortgages. and stick to our guidelines.

When your banks says “No!’, we say “Yes!”

What We Offer

Lending Territory
  • Nationwide except: AK, AZ, CA, HI, ID, MN, ND, NV OR, SD, UT, VT
Loan Types
  • Commercial Private Money
  • Residential Private Money
  • Bridge Loans
Loan Amounts
  • $100K - $5M
Max Ltv
  • 70% Max
  • 70% Max
  • 2% -3%
Loan Terms
  • 12-60 Mos
Closing Times
  • 10-Day Closings
Loan Purposes
  • Purchase
  • Refinance
  • 11& Interest Only
Property Types
  • SFR
  • 1-4 Unit
  • Multifamily
  • Industrial
  • Retail
  • Office
  • Mixed-Use
  • Self-Storage
  • Mobile Home Parks
  • NNN

Who We Are

"One of the best companies you can work with when is comes to commercial real financing. Very fast dedicated and pays commission to their broker the SAME DAY as the borrower is funded. I love the Gelt team. I will continue to do business with them and I suggest you do too."

Woolery Capital

"My experience with Gelt ranks high among the BEST I have had working with any lender. The speed and efficiency of the transaction made this loan close in record time despite being a difficult deal. The Gelt team is a well-oiled machine as such required minimal effort from me."


"The entire team at Gelt Financial was able to critically assess and formulate innovative solutions to critical challenges pertaining to one of our investment transactions. Their team recognized our needs and literally bent over backwards for us. "


What We've Done

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  • TN, IL, GA
  • $4,300,000
  • Bridge Loan
  • NNN Portfolio
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  • West New York, NJ
  • $185,000
  • Cash-Out Refinance
  • Investment Condo
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  • New Jersey
  • $800,000
  • Cash-Out Refinance
  • Cannabis Dispensary

Contact Gelt Financial LLC

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