Flatbay Capital

3 Sugar Creek Center Blvd, Ste 625
Sugar Land, Texas 77478

About Us

Flatbay Capital LLC provides commercial real estate financing solutions for asset-based borrowers. We focus primarily on owner-occupied office/industrial properties across major US markets. For companies seeking a short-term bridge loan ($1MM+) with creative deal structuring and competitive rates, Flatbay Capital is the answer. We are a direct lender, but we’re not regulated like traditional banks, which allows us flexibility in our risk assessment approach.

Understanding where our clients have been, where they are now, and where they are headed is important. As companies grow and change, sometimes resources need to be redirected, and a short-term solution is necessary to regain stability and long-term growth. We are the right partner to help along this detour. Owning real estate is not our plan, and we are not designed to replace the banking relationship. Flatbay Capital exists to be part of the turnaround story, helping our clients, who may or may not be in a positive cash-flow situation, bridge the gap to qualify once again for traditional financing and in some cases, avoid bankruptcy.

As our name suggests...we are here to calm the storm and provide confidence for everyone on board that the path ahead offers an opportunity for success. Our approach is smooth and balanced, providing a competitive product valued by our clients and referral sources alike.

What We Offer

Loan Types
  • Prime Industrial
  • Private Money
Lending Territory
  • AZ, CO, FL, GA, NC, OK, TN, TX
Loan Amounts
  • $750K-$10M
Max Ltv
  • 70%

Who We Are

"We appreciated Flatbay Capital approving our loan when 7 banks declined us. We were a young company and needed someone to believe in us. Your loan helped us purchase our U.S. headquarter building. Today, we are thriving and have just paid off our loan in full, using company cash. Thank you Flatbay"

Marc Blatner, CEO Tumi Technology, Inc

"Flatbay Capital has now helped two of my clients that are not bankable at this time. The process was smooth, the Flatbay team presented my client with a fast and very competitive term sheet, and they closed on two CRE loans as promised. These guys deliver!"

David Baird, SVP Allegiance Bank

“Flatbay Capital was professional and attentive to our needs. They responded quickly to our inquires and helped provide the extra capital we needed to move onto our next step. When it came time to exit, they were helpful getting us the releases we needed in a timely manner. If the need arises for us in the future, we will definitely speak with Flatbay first. We would recommend them to anyone.”

Adam Cooley, VP, Corporate Development NewLife Forest Products, LLC

Contact Flatbay Capital

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