Equity Wave Lending

2355 Main St. #230
Irvine, California 92614

About Us

Equity Wave Lending is a nationwide direct bridge and hard money lender serving most states. Since 2010, we have been the proven leaders in our lane, specializing in fast, streamlined business-purpose financing for both owner-occupied and non-owner-occupied properties. We offer competitive rates, flexible lending solutions, exceptional speed and service, along with loan servicing expertise for borrowers, brokers, and investors nationwide.

What’s our secret? We keep it simple and fast

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What We Offer

Loan Types
  • Business Purpose Hard Money
  • Bridge
  • Foreign National/ITIN
  • Private Money
  • Jumbo
  • Rental
Rates
  • Starting at 9.5%
Closing Times
  • 10 Business Days with Complete Submission
Loan Purposes
  • Business Purpose
Borrower Types
  • Individual
  • LLC
  • Revocable Trust
  • Corporation
Credit Requirements
  • No Min Fico
Documentation
  • Stated Income - Stated Asset
Cltv
  • 60%
Loan Amounts
  • $100k - $3M
Max Ltv
  • 65%
Fees
  • $1995 UW + $495 Docs
Property Types
  • SFR
  • Condo
  • Townhome
  • Duplex/Triplex/Fourplex
  • 5+ Multi Units
Loan Terms
  • 12 mo. - 5 years Interest Only
Occupancy
  • Owner Occupied
  • Non-Owner Occupied
Lien Position
  • 1st
  • 2nd
  • 3rd