BEST Lending Co

10505 Sorrento Valley Rd., Suite 125
San Diego, CA 92121

About Us

BEST Lending Co. was birthed from the irritations spoken by so much of the industry. Hard money or Private money lending for real estate investment property has undergone massive changes in the last decade, but most private lenders aren’t keeping up. Having experienced those changes first hand, the founder of BEST Lending Co created this company to bridge the gap between the veteran boots on the ground and the overly complicated financing currently available for real estate investors.

What We Offer

Loan Types
  • Fix & Flip
  • Bridge Loans
  • Ground-Up Construction
  • DSCR
  • R/T Refinance
  • Long Term Rental
  • Short Term Rental
  • Purchase
Lending Territory
  • AL CA CO CT FL GA IL IA KS MA MO NC OH SC TX TN VA
Closing Times
  • 10 Days
Loan Purposes
  • Purchase
  • R/T Refinance
  • C/O Refinance
  • Construction
Borrower Types
  • LLC's
  • Corporations
  • Revocable Trusts
  • US Citizens
  • Perm/Resident Aliens
Credit Requirements
  • 680
Documentation
  • Low Doc
Cltv
  • Hard Money: 90% LTC, 90% LTP, 75% LTARV // DSCR 80% LTP Purchase, 75% LTV Cash Out Refi, 80% Rate and term refi
Loan Amounts
  • $125k - $5M
Max Ltv
  • 90%
Property Types
  • Hard Money: 1-20 units residential properties only
  • DSCR: 1-10 units
Loan Terms
  • Hard Money: 12-18 months
  • DSCR: 360 months
Occupancy
  • Non-Owner Occupied
FICO Requirements
  • 680
Cash Out Requirements
  • $500k Max at 70% LTV / $1.5m at 65% LTV / unlimited at 50% LTV or less
Lien Position
  • 1st

Who We Are

Sarah and Danielle were fantastic to work with. We had a bank lender that had mired our closing in 6 months of delays with no end in sight. We finally transitioned to Sarah, and they had the loan closed in 2 weeks! They were fantastic to work with, so I would recommend to anyone.

Luke O.

You will not find a better lender - period. I loved working with Sarah and Danielle from BLC's team! They were super responsive, quick to act and delivered on what they promised. Rare are the lenders who are truly on your side and align with your goals of getting a project to the finish line. Thanks, BLC!

Carl D.

Sarah and the team at Best Lending are truly the best!!! We build ground up (Spec) houses and work with Best Lending for financial support. They are by far the best lender that we have worked with. We feel they are partners to our business. We really appreciate what they do for us!

Bryan B.

Contact BEST Lending Co

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