American Heritage Lending, LLC is a national lender specializing in Non-QM and Residential Transitional Lending, headquartered in Irvine, CA. Established in 2004, American Heritage Lending was founded to be a company set apart from an already impacted market. Licensed across the US, the premise of our company evolved into the pinnacle of our success, creating a caring experience for the families we serve nationwide. We attribute a significant portion of our success to the families and referrals of our repeat clients, and we continue to build confidence in our commitment to everyone involved in the process.
Over the years, our culture and our people have become the assets of American Heritage Lending. We are a team of knowledgeable and organized professionals who utilize our common values and principles to work together with a passion for people. As a company, we have found that the most rewarding part of the process is knowing that we are setting a stepping stone for our clients, especially when we can exceed their expectations. We work jointly throughout the process and maintain open communication with each other and our clients to foster transparency, building relationships that extend beyond funding.
I’ve had an excellent experience working with American Heritage Lending, especially with Michael Moss, our Account Executive, and Moniqua Neal, the Account Manager Team Lead. Michael is incredibly knowledgeable, responsive, and solution-oriented. He recently helped us revive a file that had previously been declined, guiding us through every step and ultimately helping us close the loan successfully. Moniqua Neal and the Account Management team have also been outstanding—professional, efficient, and highly organized. Their consistent communication and support throughout the process made a significant difference in keeping things on track. We truly appreciate the dedication, expertise, and partnership shown by Michael, Moniqua, and the entire team. Their efforts turned a challenging situation into a positive outcome. Highly recommended!
Loyda Cruz
My last loan was the headache of all headaches. It had multiple unforeseen issues coming up mid-underwrite; it was frustrating for all of us involved, both on my side and AHL's. Our AE and the team at AHL could have easily said no at any time due to the chaos, but instead, they looked at it and said, "How can we make this work?" which is all anyone could ask for. Their dedication to the broker and the borrower was refreshing to see when so many other lenders would act like they can't be bothered when faced with a similar chaotic loan. They earned repeat business purely on their willingness to go above and beyond.
Arthur Hardee
We just closed today on a fix-and-flip loan through American Heritage Lending and couldn’t be happier. We had previously dealt with another lender who promised everything and delivered nothing. From the time I initially talked to Greg Valentia and through the whole process, he was very easy to deal with and very professional. We plan to use them for additional purchases.
David Erffmeyer
© 2025 Scotsman Guide, Inc. All Rights Reserved.