Niche Lender Directory

What is an assisted-living facility loan? An assisted-living facility is a type of senior housing that is considered a commercial real estate asset because it

What is a blanket loan? A blanket loan is a single mortgage that uses multiple pieces of real estate as collateral. These types of loans

What is a bridge loan? A bridge loan is a mortgage that “bridges” the gap between the expiration of a short-term loan and a more

Commercial business loans are offered by many types of lenders, including ones that finance real estate purchases, refinances and second mortgages.

Cannabis loans are available to finance dispensaries, farming and growing facilities, cannabis product manufacturing facilities or other properties related to the marijuana industry.

A car wash loan is a commercial mortgage that finances a car wash, which is a special-purpose type of commercial property.

Faith-based organizations of all types fall into a specialized niche of commercial real estate financing.

In commercial real estate, mixed use is a term used to describe a property with multiple uses, such as a multistory building with retail space on the bottom floor.

Commercial second mortgages are second mortgages taken on income-producing properties, such as businesses, offices and factories.

A correspondent relationship is an avenue for mortgage brokers and bankers to sell the mortgage loans they write.

Farm loans are a specific type of agricultural loan that resides under the commercial property category because farms produce income.

Can you get a home loan after bankruptcy or foreclosure? People who experienced a bankruptcy or foreclosure have a significant mark on their credit report

A HELOC can be a first-lien loan if the property owner uses it to pay off an existing mortgage or if they already own the home outright.

The term “fix and flip loans” refers to financing given to a buyer renovating a distressed residence with the purpose of selling it.

ITIN and DACA recipients are able to obtain a variety of nonqualified mortgages through private lenders that will either service the loans in their own portfolio or sell them on the secondary market.

Gas stations are a type of retail property that resides under the larger umbrella of commercial properties. Lenders offer gas station loans for purchase, refinance and refinance with cash-out.

A commercial golf course loan is a mortgage that finances a golf course. Golf courses are categorized as a type of entertainment/recreational property under the commercial umbrella.

A hotel or motel loan is a type of commercial mortgage that liens a specific classification of hospitality property.

Investment property loans are used for the purchase of non-primary residences with the intent of earning a return on the investment.

Jumbo mortgage loans are loans with amounts that exceed the maximum amount that Fannie Mae and Freddie Mac will buy. There are different loan thresholds for VA jumbo loans, as well as FHA and USDA.