CoFi Lending provides financing solutions for builders, developers, and investors for non-owner occupied (NOO) single-family, multi-unit, fix & flip, multifamily and modular build projects. Our proprietary construction draw platform, CoFi Payments, facilitates faster draw payouts.
I have been building for my customers for 8 years now and have been building homes as a superintendent since 1998. This is the best and quickest way to process draws to date. I hope I never have to go back to the old way of doing draws. CoFi’s platform is by far superior to the antiquated method used by lending institutions in the past. It saves time, gives an accurate picture of the build, and can provide my customers with pics they never had access to before.”
Greg Hathaway of Hathaway Homes
As a new residential builder, getting financing was extremely difficult—most lenders wanted a long portfolio, which I didn’t have. CoFi was different. They actually have a program that supports new builders, and from day one the team was very professional, organized, and clear in their communication. The onboarding process was great. When you’re making a big financial decision, it’s easy to feel nervous, but CoFi made everything feel structured and secure. The draw system and software are incredibly easy to use—what used to take hours now takes 5 minutes or less. I don’t have to deal with paperwork or bank visits, and projects move smoother and faster. Speed and communication are everything in construction, and CoFi delivers on both. I also want to specifically call out Riley—he was patient, calm, and extremely professional throughout the entire process, which made a huge difference. I 100% recommend CoFi and already tell other builders to work with them.
avuz Zengin - Maya Architecture
What stood out immediately with CoFi was how streamlined everything is. It doesn’t take long to understand a deal and know whether it fits or not, and that alone saves days, not weeks. Bryce understands the role at a deep level, asks the right questions, and fills in the gaps quickly. That kind of intelligence and experience makes a huge difference. The onboarding was incredibly easy. Getting the company approved and documents submitted was simple, and by the time a deal leaves Bryce’s desk, it’s packaged in a way that’s clear and easy to understand. The whole process just moves faster because of it. Communication has been a big differentiator. Even when things didn’t go our way, there was always problem-solving and a clear path forward. I could always get in touch with Bryce, Breann, or Andrew and know the deal was being handled.
Culby Culbertson (Broker, GA)