About Us

Merchants Bank: SBA 7(a) Lending Built for Small Business Success

At Merchants Bank, we understand that every small business has a story—and the right financing can be the turning point. That’s why we offer SBA 7(a) loans designed to support entrepreneurs nationwide with funding from $250,000 up to $5 million.

Our SBA lending solutions are ideal for a variety of business needs, including acquisitions, working capital, commercial real estate purchases, and more. We provide extended repayment terms—up to 25 years for real estate and 10 years for business acquisitions—along with competitive rates starting at Prime + 1.0%. In qualifying cases, we can even structure deals with LTV and LTC ratios above 100%, giving you more leverage to grow.

From medical practices and manufacturers to franchise retailers and hospitality groups, our experienced team brings deep industry knowledge and a hands-on approach to every deal. At Merchants Bank, we’re more than lenders—we’re partners who prioritize clarity, integrity, and long-term success.

Let’s build something great together.