Clearinghouse CDFI

23861 El Toro Road #700
Lake Forest, California 92630

About Us

NEW Improved Rate as Low as 8%
Broker Incentive
: Offering 25 Basis Points of Loan Amount for all Closed Loans, Paid at Closing!


Clearinghouse Community Development Financial Institution (Clearinghouse CDFI) is a full-service, direct lender. We bridge the lending gap between traditional lenders and private money. Our loans are flexible, mission-driven, and impact-focused. We routinely work with brokers, providing 1:1 service, tailored deals, and 30 years of experience. Every loan is considered individually.

Loan uses: Acquisition, Refinance, Construction, Renovation, Gap Loans, & Operations Expansion

Specializations: Charter Schools, Affordable Multi-Family Apartments, Mobile Home Parks, Special Needs Housing, Churches, Health Care Facilities, Small Businesses, Office & Retail, Nonprofits, & Industrial / Mixed Use

Commercial & Multi-family Loans: Tailored from $500,000 – $15 million. Long-term fixed Rates up to 15 Years. Short-term (up to 24 months) interest-only loans are also available.
Loan to Value (LTV): Up to 80%.


Commercial Real Estate Secured Loans only

CDFI

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What We Offer

Loan Types
  • Charter Schools
  • Affordable Multi-Family
  • Apartments
  • Special Needs Housing
  • Churches
  • Health Care Facilities
  • Small Businesses
  • Office & Retail
  • Nonprofits
  • Mobile Home Parks
  • Industrial / Mixed-Use
  • Flagged Hotels
Rates
  • Commercial Real Estate Secured: As low as 8%
  • Construction: WSJ Prime + 2.5%
Lending Territory
  • Nationwide and Sovereign Nations
Loan Purposes
  • Acquisition
  • Refinance
  • Construction
  • Renovation
  • Gap Loans
  • Operations Expansion
Loan Amounts
  • $500k - $15M
Max Ltv
  • 80%
Loan Terms
  • Payment: P&I, Interest Only & Bridge Loans Available
  • Prepayment Penalty: 1st 3-5 Years Long-Term Loans Only
Lien Position
  • 1st

Who We Are

The partnership between YDI and CDFI allowed us to restructure debt on a long-term basis and to save two valuable assets for our organization. At a time when we struggled to find financing, CCDFI came to the rescue and helped stabilize our organization.

Diego Gallegos, CEO - Youth Development, Inc. (YDI)

Clearinghouse CDFI worked with us to create 33 units of housing for people experiencing homelessness. Thanks to their incredible team, we got people in housing in time for Christmas.

Russ Artman, Principal - FHADL Real Estate

Clearinghouse CDFI clearly understood the nonprofit ownership and management of affordable housing communities. They heard our commitment to long-term improvements and listened to our plans for how we will achieve long-term improvement goals for this former landfill site.

Maurice Priest, President - Affordable Communities, Inc.

What We've Done

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  • Albuquerque, NM
  • $5,855,000
  • Construction to Perm
  • Commercial - Multi-purpose
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  • Las Vegas, NV
  • $1,900,000
  • Refinance
  • Commercial - Medical Campus
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  • Dallas, TX
  • $5,840,000
  • Construction to Perm
  • Community Facility - College
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  • Multiple, WA
  • $10,800,000
  • Purchase & Rehab
  • Facility - Senior Housing